Checking Accounts

First Central Bank and First Central Bank McCook offer a variety of checking accounts to meet your needs. Perhaps you want free checks, no minimum balance, and a flat fee, or maybe you don't write a lot of checks and want to earn interest—we can meet all your needs!

To open a new checking account, just visit the First Central Bank location of your choice. Feel free to contact any of our First Central Bank Customer Service Representatives for more details on our checking products.

Simply Checking

Basic checking account to fit your everyday checking needs
No service charge with minimum balance
No service charge for youth until the age of 21
Unlimited withdrawals

First Star Checking

No minimum balance
Low monthly flat fee
Unlimited withdrawals
Free First Star Club checks

eChecking

No minimum balance
Unlimited withdrawals
No service charge with minimum monthly requirements

Star Premier Account

Interest bearing account
Limited withdrawals
No service charge with minimum balance

First Star Gold

Special benefits for those age 50 or better
Low minimum balance requirement
No service charge with minimum balance
Interest-bearing checking account
Free Gold Club checks
Unlimited withdrawals
Gold Club Events

NOW Account

Interest-bearing checking account
Unlimited withdrawals
No service charge with minimum balance

Payroll Account

For those customers who need an account for direct deposit of their payroll

All accounts are eligible for:

FirstLink Online Banking
eStatements
FirstLink Mobile Banking
Mobile Deposit
FirstLink Online Bill Pay
Visa Debit card

For more information about our products or services, please contact a customer service representative at any of First Central Bank's convenient locations.